NOW PART OF IOWA RETIREMENT INVESTORS CLUB
Don’t let high fees hammer your retirement
Open a low-cost 403(b) account today!
NOW PART OF
IOWA RETIREMENT INVESTORS CLUB
Financial Pathway 403(b) has arrived in Iowa to help educators save for retirement with high quality investment options and the lowest fees of any Iowa RIC plan. Get ready to continue your financial journey with an investment plan designed to work in your best interest!
Why Financial Pathway 403(b)?
Unlike the other 403(b) providers in Iowa, we have designed our retirement plans to help you keep a larger portion of your investments. We’re proud to feature high quality investment options and the lowest fees of any Iowa RIC plan.
Your retirement years will be here before you know it and you need to be ready.
Unlike the other 403(b) providers in Iowa, we have designed our retirement plans to help you keep a larger portion of your investments. We’re proud to feature high quality investment options and the lowest fees of any Iowa RIC plan.
Your retirement years will be here before you know it and you need to be ready.
WE DELIVER:
We Deliver:
Lowest plan fees in Iowa RIC
High quality investments
Legal fiduciary protection
Elite customer service and support
Lowest plan fees in Iowa RIC
High quality investments
Elite customer service and support
Legal fiduciary protection
Stop giving away your savings to high-fee Iowa RIC plan providers!
Financial Pathway 403(b) is here to help!
Don’t let other providers in Iowa take part of your savings!
Plan Details
What is a 403(b) Plan?
403(b) plans are tax-advantaged retirement plans available exclusively to public school employees and tax-exempt organizations. These plans are very similar to the traditional 401(k) plan you probably familiar with but have special benefits for qualified participants.
About Iowa Retirement Investor's Club (RIC)
TCG Group Holdings, LLP (TCG) offers the Financial Pathway 403(b) product through the Iowa Retirement Investor’s Club 403(b) Plan, and the Plan Administrator for this plan is planwithease.com. The RIC 403(b) plan is designed to bridge the gap between your annual income that you’re accustomed to and your pension plan (IPERS) and social security benefits. For more information about the RIC, please visit https://das.iowa.gov/RIC/403b. The RIC Menu can navigate you through the basics of the plan, Employer details, and documents needed to manage your plan.
Am I eligible?
Eligibility is determined by your Employer. This information can be found at https://das.iowa.gov/RIC/403b in which you can select your employer from a list for more details about your Employer’s Plan.
Plan contributions
To get started in securing your financial health with the Financial Pathway 403(b) product, follow the steps below:
- Get started by clicking ENROLL NOW, and following the easy steps to register your account.
- Once you have selected your investments from the Financial Pathway 403(b) platform, you can submit a salary reduction agreement to your respective payroll office. The salary reduction agreement can be found at https://das.iowa.gov/RIC/403b/changes_employed.
- Contributions will begin being deducted from your pay, and remitted to TCG by your Administrator for account application.
Withdrawals
The process for taking a distribution is established by the Plan Administrator, planwithease.com. We have provided their documented steps from https://das.iowa.gov/RIC/403b/TPA_help_ees below:
- Complete the Financial Pathway 403(b) distribution form found HERE
- Login to planwithease.com’s website at https://planwithease.beready2retire.com/ .
- Request approval of the transaction
- Print the approval letter
- Submit the approval letter and the Financial Pathway 403(b) form via fax, email or mail to the contact information on our form.
Please contact TCG at (800) 943-9179 if you need assistance with our form.
Remember that the earlier you begin to contribute funds, the more you will have at your disposal down the road.
Click below to learn more about Financial Pathway 403(b) today!
ENROLL IN A 403(b) PLAN TODAY!
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Important Disclosures
Total Compensation Group Investment Advisory Services LP (“TCG Advisors, LP”) is a registered investment advisor regulated by the U.S. Securities and Exchange Commission (SEC) subject to the Rules and Regulations of the Investment Advisor Act of 1940, and is a part of TCG Group Holdings, LLP. Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training. We are located in Austin, Texas. A copy of our Form ADV Part 2 is available upon request.
This website is not authorized for use as an offer of sale or a solicitation of an offer to purchase investments. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or as an offer to provide advisory or other services in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.
Past performance may not be indicative of any future results. No current or prospective client should assume that the future performance of any investment or investment strategy referenced directly or indirectly in this brochure will perform in the same manner in the future. Different types of investments and investment strategies involve varying degrees of risk—all investing involves risk—and may experience positive or negative growth. Nothing in this brochure should be construed as guaranteeing any investment performance.
This website may contain forward-looking statements and projections that are based on our current beliefs and assumptions on information currently available that we believe to be reasonable; however, such statements necessarily involve risks, uncertainties, and assumptions, and prospective investors may not put undue reliance on any of these statements.
Important Disclosures
Total Compensation Group Investment Advisory Services LP (“TCG Advisors, LP”) is a registered investment advisor regulated by the U.S. Securities and Exchange Commission (SEC) subject to the Rules and Regulations of the Investment Advisor Act of 1940, and is a part of TCG Group Holdings, LLP. Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training. We are located in Austin, Texas. A copy of our Form ADV Part 2 is available upon request.
This website is not authorized for use as an offer of sale or a solicitation of an offer to purchase investments. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or as an offer to provide advisory or other services in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.
Past performance may not be indicative of any future results. No current or prospective client should assume that the future performance of any investment or investment strategy referenced directly or indirectly in this brochure will perform in the same manner in the future. Different types of investments and investment strategies involve varying degrees of risk—all investing involves risk—and may experience positive or negative growth. Nothing in this brochure should be construed as guaranteeing any investment performance.
This website may contain forward-looking statements and projections that are based on our current beliefs and assumptions on information currently available that we believe to be reasonable; however, such statements necessarily involve risks, uncertainties, and assumptions, and prospective investors may not put undue reliance on any of these statements.